The foreclosure stages in Edmonton run in order: missed payments, a demand letter, a Statement of Claim, an Order Nisi setting a redemption period, then a listing and a court order confirming the sale. Knowing which of those Edmonton foreclosure stages you are at is what determines which options are still genuinely open to you.
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Most people do not know what stage they are at, and that uncertainty is its own weight. Pick the most recent thing that has actually happened. Every stage below is one where you still have real choices.
This will not give you a date, and that is deliberate. Your response deadline and your redemption period are set by the court and by your specific file. Anyone who tells you your date from a web page is guessing, and guessing wrong about a court deadline is not recoverable. Ask a lawyer what applies to you.
What has happened so far?
The full stage-by-stage explanation, including what shortens and what stretches the process, is on the Alberta timeline page.
Free help in Edmonton
These are independent organisations. We are not connected to them and we are not paid to list them.
- Bissell Centre — Community Bridge — 587-341-2074. rapid one-time intervention explicitly to stop an eviction, a disconnection or a foreclosure. 10527 96 St NW
- Edmonton Community Legal Centre — 780-702-1725. free legal help for low-income Albertans, debt explicitly included — start with their online intake form; consults run 30 to 45 minutes
- Court Assistance Program (KB Amicus). up to 30 minutes of free advice from a volunteer lawyer for self-represented civil litigants, in person at the Edmonton Law Courts in Morning Chambers, if you meet the program criteria
- Legal Aid Alberta — 1-866-845-3425
- Money Mentors — 1-888-294-0076. Alberta non-profit credit counselling, and the Orderly Payment of Debts programme — an Alberta-only court-ordered consolidation option
- 211 Alberta — 211. connects you to local financial and housing supports
If a consumer proposal or bankruptcy might be part of your situation, speak to a Licensed Insolvency Trustee. They are the only people licensed to advise on it.